E-commerce adaptation of provinces in Türkiye and the credit channel. The Journal of Artificial Intelligence and Human Sciences, [S. l.], v. 2, n. 2, p. 32–41, 2025. DOI: 10.5281/zenodo.18016113. Disponível em: http://yzib.com.tr/index.php/yzib/article/view/16. Acesso em: 1 may. 2026.